Race & Politics, Theory & Essay

My Favorite Conspiracy Theory by Panama Jackson

Moon...or New Mexico?? You tell me.

Conspiracy. (noun). An agreement to perform together an illegal, wrongful, or subversive act.

I think too much (and I also know that I shouldn’t give too much credence to conspiracy theories).

And as is such, I tend to come up with lots of random conspiracies and non-sense that at the time may seem to make sense. Though I’d like to point out that the Law of Averages says that somewhere along the way, at least one of my rants is going to be on the money. For instance, I’m still convinced that Starbucks is indeed “the man” that we speak about in our day to day activities. I’ve never been fully convinced that West Virginia actually exists as a state but is more or less a place that aliens and white people come from and use as training grounds in case black people get too “uppity” because most normal people have never been to West Virginia nor questioned its existence.

But there is real conspiracy out there that is threatening black existence in inner cities everywhere. It is the precursor to Starbucks. It is what makes it possible for the idea of Starbucks in the ghetto to exist. It is none other than…

…the white listserv.

Yes. You read that right.

What is the white listserv?? I feel a definition coming on.

White Listserv. (noun). formerly known as the white phone call, white fax, white morse code. Created in the 1960′s and evolving over time, this white listserv is the means of communicating to white peoples (primarly WASP’s) across the nation of the neighborhoods in particular cities that are scheduled to be relieved from Blacks and/or Latinos control and transformed into inner city urban enclaves of gentrification and just all around whiteness. Synonyms: Starbucks.

Let’s examine this shall we? Yes, let’s. In the beginning there were neighborhoods. Inner city neighborhoods. They consisted of mostly white people and black people were confined to the slums and ghettos of the city. One day, a lone black man, let’s call him, James, made some money and started the trend of other black folks making money and decided to move to where the white people were. They didn’t mind one black face and James seemed nice enough. His wife was high yaller and his kids could read. But more black folks made money and followed James. And it started happening throughout the country.

We reached the residential tipping point. So what did white people do? Created suburbs and got the hell out of dodge. So now the slums just moved to where ever James was because as is fact, when everybody finds paradise, it ceases to remain paradise.

Say it unison with me: Damn damn damn James.

This occurred for a good 30 years.

Well one day circa 1980, James’ old neighbor, let’s call her Jenny, decided that she wanted to move back in to the city. That’s where all the amenities and services were, as well as the parks, black men, and Icey’s. But Jenny wasn’t sure where to move because all of the neighborhoods were inhabited by les negroes. She asked a friend who asked a friend and that’s when it happened.

The first white phone call. The call intended to tell Jenny where a prime spot would be to move because they were taking it over. Who is they?? The white people. She was told the area, found a place and moved in and lo and behold, the neighborhood changed. This situation began to occur in major cities everywhere but more slowly and with more subtlety and to mostly fringe areas close enough to the suburbs but still in the city.

Now they’re everywhere. Now they’re in neighborhoods that only a few years ago white people wouldn’t dream of walking thru for fear of being robbed in their sleep. But lo and behold, there they are. Walking down Georgia Avenue in Washington, DC; or Atlantic Avenue or Fulton Street in Bed-Stuy, Brooklyn; or down Lowery Blvd (though it will forever be Ashby Street in my heart) in Southwest Atlanta’s West End community. You know those places where seeing a white person initially made you do a complete double take; one that almost made you crash.

However, there they were walking their dogs or jogging as if they didn’t realize they were playing with their lives.

These are all people who today get “the e-mail.” Yes that one from the white listserv who told them that if they bought in now, they would see tremendous gains on their property value becasue the neighborhood was going to be flipped into an inner city enclave of diversity, though the goal would be 65 percent persuasion and 35 percent unpersuasion. If they could live with it for 2 years tops, their dreams of inner city living complete with all that the city has to offer would become a reality.

They took up the offer.

And it’s still going on across America right now. White e-mails are being sent out left and right. Neighborhoods that normally would be be black through and through are now becoming enclaves where white people feel safe because they got the email. It’s my thought that somehow when you’re born and receive a Social Security Number, that they tag you if you match the necessary criteria. They have some white indicator. This same white indicator pushes you to different white listservs if you marry a black person and have black children. You’re priority becomes different…however you’re still on the list and when you receive that first email, they make you pledge to never tell a person of color, unless your husband or wife is indeed, colored.

All thanks to the white listserv…existing in a community near you.

So um, yea, that’s my favorite conspiracy theory…what’s yours?? You read books, I know you’ve got one!

HAPPY GEMINI SEASON!

-VSB P aka THE ARSONIST aka MR. GET YO’ HAND OUTTA MY POCKET aka GIIIIIIIIIIIIIRL HE A 3

***DC PSA: For all you suckas that don’t know, on June 2, 2012, VSB is bringing you another edition of the monthly party dedicated to all 90s everything: REMINISCE. Except this June edition is extra special because it’s not only the Gemini Birthday Bash…it’s also PANAMA’S BIRTHDAY!! So If you’re in DC, please come out and celebrate Panama’s birthday with him so he can personally thank you and try not to take so many shots that he passes out and doesn’t remember the evening! And remember…it’s free before 11pm with RSVP (link coming soon), open bar from 930-1030pm, and no dress code. It’s the best damn house party at a club in the city!! Wear shorts! Be comfortable. And party with Panama!!!!***

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Damon Young

Panama Jackson is pretty fly for a light guy. When he's not saving humanity with his words or making music with his mouth, you can find him at your mama's mama's house drinking her fine liquors. He believes the children are our future and is waiting to find out if he is the 2nd most interesting man in the world.

  • whostolethesoul1

    #1, but I digress…

    • whostolethesoul1

      My favorite has to be from my uncle-the ultimate white flight–>NASA. He swears it was the only reason ba-jillions were spent.

      • Loving Me

        I had a white person actually tell me that the whole purpose of NASA was for them to find their way of the planet and away from us if necessary

        • http://afrikanmami.blogspot.com African Mami

          I believe it! They created AIDS to finish ma pippoz!

        • Justmetheguy

          Not necessarily to get away from “us” as in black folks. It’s moreso because the resources on this planet are finite and the global population is gonna be officially out of control pretty soon (exponential growth is mathematics not junk science). Not to mention these fools might start dropping nuclear bombs again at some point. I won’t even mention the possibilities that could arise due to chemical warfare…

          • http://afrikanmami.blogspot.com African Mami

            population is already out of control. Ask about Africans in Africa. We need birth control.

          • Kema

            @JMTG… Thats what they want you to think

            • Justmetheguy

              @ Kema- who is they? And what exactly do they want me to think? I’m confused lol

              • Kema

                *hands JMTG aluminum headgear*

                Shhhh They might hear you!

                • Justmetheguy

                  Lmao! Kema u tryna seduce me girl? U know I like em a lil crazy…and I remember u sayin u like GA accents ;)

                  • Kema

                    Depends… Is it working? ;-)

        • GypsyCurl

          I had a black person tell me this. I got a whole car ride full of his conspiracy theory. At the end, he had me thinking….yeah yeah uh huh, we gotta do better black folks, let’s change the community….then the moment was over.

          • whostolethesoul1

            Only a car ride?! I go through a 3-hour rant during any family get-together. He once connected deviled (sp) eggs to white flight and “devils” (in case you are curious: Yes, he’s HIGHLY educated and a man-of-status in his community…)

    • GypsyCurl

      Are you working for the man PJ bc you know they recording this thread? You trying to get us investigated by the man.

      • http://verysmartbrothas.com Panama Jackson

        ill never tell.

        • Learned Learner

          @Panama,
          FYI, We changed the street name to honor Rev. Joseph Lowery on his 80th birthday and because Ashby was a Confederate general… so his name remaining was pretty screwed up considering the neighborhood. I was a student at Morehouse when we got this changed back in 2001

  • Anastasia!!!

    My favorite theory of ALL TIME is the effing

    ILLUMINATI.

    Yall when I lived in California (which by the way, was the first place I had heard of this conspiracy group) people lived their LIFE around illuminati. We’d be sitting in the living room with ninjas swearing up and down that Aaliyah was sacrificed because of such and such, and that anybody related to Roc Nation was a child of Satan. The most recent one I heard was Whitney Houston had to be sacrificed because Blue Ivy had to be born.

    Yall.

    • mena

      Never heard of the illuminati until I started reading blogs. It just seems like a way for black people to hate on the success of successful black celebrities bc of course for someone to be successful, they have to sell their souls. Hardwork never pays off. Duh.

      • http://afrikanmami.blogspot.com African Mami

        @ Mena

        I say BULL@ people using Illuminati as a way to hate! Hate, is an overplayed word!!! The Illuminati is a society that is REAL! They control your economy too! Jay-Z and his lady are only a microscopic piece of the pie.

        • mena

          LOL. OK.

        • Justmetheguy

          @ African Mami- it’s definitely based on some real secret societies and power players who pull politicians’ strings from behind the scenes, but I draw the line at including celebs, no matter how rich they are.
          It became a joke when the less critically thinking negroes (and 2520s too to be fair) got a hold I the information. They stretched the truth to epic proportions and included every celebrity that they’ve ever been jealous of smdh. Ain’t no way the Rothschilds are breaking bread with Jay-z’s relatively broke @ss lol

          • mena

            *hi-five*

          • http://www.youtube.com/watch?v=M5FR1LGsT7E TheAnti-Cool

            Thank. You.

          • http://afrikanmami.blogspot.com African Mami

            Jay may be broke compared to the Illuminati’s long money, HOWEVER Jay being part of the Illuminati is a carefully calibrated decision, that offers the Illuminati a pathway to control more people! If you notice, Jay has a mammoth of followers, so does his lady. These fans or rightly so STANS ride or die for these musicians, without as much knowing that they are playing well into the traps of being controlled by the Illuminati. How?! Well, if you listen CAREFULLY to the music there is a lot of ritualistic chants being repeated over and over and over again. These fans/stans will buy overpriced tickets, of an “artist” that is questionably talented, (Rihanna anybody), and go ahead and do as the artist says or does! Lupe Fiasco, sheds somewhat of a lot of light on the music industry and the Illuminati, although he does not expressly state it.

            By the way, the Illuminati right now are “more visible” than ever, more so because of the association with celebrities and people getting enlightened. This again, is a strategy that they have taken in which they control the people’s mind from a dismissive standpoint. By this I mean, we have people questioning whether Jay and the others are part of the Illuminati, because it doesn’t make sense at all. How can a secret society, that predominantly consists of white bloodlines, create room for “nobodies”? The more people DOUBT, the more they are able to control with nobody detecting their moves! I hope all this makes sense.

          • Iceprincess

            @JMTG omg thank you!!! I am so sick of hearing about the dang illumnati! Yes, they are very real, and NO, they aint f*ckin wit no black folks. Im pretty sure theyre not too pleased with all the publicity theyve been receiving lately either.Theyve got better things to do, like picking the next 5 presidents lol. I’ll b so happy when this idiotic trend of talking about them all the time is over.

            • http://afrikanmami.blogspot.com African Mami

              Yes they are FUGGGING with black folks! However, what they don’t know is that they are being used as pawns.

      • GypsyCurl

        I’m right there with you Mena. And ya know what? No one ever explains what it is.

        Non-reading knee grow wont pick up a book but know all about some illumunazis (sp intentional)? 0_o

      • erika

        A black American friend who is married to a Frenchman asked me what I thought of the Illuminati in the presence of both our spouses (mine is Turkish). Both men thought it was interesting that this global conspiracy of world domination relates only to American celebrities.

        I think I may need to do some investigative research to see if folks outside the US believe in the Illuminati–cause if it is only contained with American borders, well that just proves to the hubby and my friend’s hubby, that we Americans are effing nuts.

        • Star

          No it doesn’t. Read vigilantcitizen.com, they shed light on celebs from US to Japan.

          • http://afrikanmami.blogspot.com African Mami

            how I thank you for your comment!!!!!

    • http://afrikanmami.blogspot.com African Mami

      girl, I’m obsessed. The Illuminati is a very interesting read that as evil, society!!! Lawwwd hammercy!!!

    • veryaveragebrotha

      The Illuminati conspiracy theories are proof that there’s no hope for us as a people.

      Seriously, we need help for even entertaining this nonsense.

      There’s a secret group that controls the WORLD and has successfully fooled world leaders, the wealthy, upper middle class, middle class and lower middle class into believing that they don’t exist…and they would have gotten away with it too if it wasn’t for Tino on the block….not only has he learned of their existence, but he now has intimate knowledge of their inner workings, plans and long term goals for our world.

      This small group of people that control the world, and are indirectly responsible for every major and minor decision made by our world leaders….need something, they need Jay-Z – so much so, that they are willing to step into the light and expose themselves (to Tino at least) despite centuries of having remained underground. Why do they need Jay-Z? they need to control his fans – because the people that control the WORLD had no other way to ‘control’ Jay-Z fans (plus they needed a cut of his ticket sales).

      How do we know that Jay-Z is a member? Well, he throws up hand gestures, and had the head of a goat on one of his videos – because you know, this small group of people that have the fate of nations in the palm of their hands and are hell bent on secrecy, decided it was a good idea to have secret handshakes and hand gestures that they can throw up when in front of the camera – because what’s the point of being in a secret society without secret handshakes, that you get to do infront of cameras??

      Urgh….

      http://gawker.com/5886988/a-comprehensive-guide-to-the-illuminati-the-conspiracy-theory-that-connects-jay+z-and-queen-elizabeth

      • https://twitter.com/#!/IluminatiNYC Todd

        There’s a secret group that controls the WORLD and has successfully fooled world leaders, the wealthy, upper middle class, middle class and lower middle class into believing that they don’t exist…and they would have gotten away with it too if it wasn’t for Tino on the block….not only has he learned of their existence, but he now has intimate knowledge of their inner workings, plans and long term goals for our world.

        You told the truth, even though I know you’re joking. I think conspiracy theories like that explain to working class and poor folk how the wealthy and powerful are how they are. Sadly, the principles of hard work, sacrifice, money management and being sociable to people are so lacking in the poor due to sh1tty education. As a result, they have no clue how to get there. However, since they aren’t dumb, they use conspiracy theories to fill in the gaps.

      • http://www.youtube.com/watch?v=M5FR1LGsT7E TheAnti-Cool

        And there you have it.

      • Meisarebel

        Best. Response. Ever.

      • http://afrikanmami.blogspot.com African Mami

        thank you! I ain’t kray after all!!!!!!!! hope you are not being sarcastic that will crush my heart.

    • https://twitter.com/#!/IluminatiNYC Todd

      Hey, I like the Illuminati conspiracy theory. I drop one L and call myself Iluminati on a lot of forums that require user names. (The reason behind the dropped L has to do with name length limits on IRC’s Undernet. Yeah, I got back that deep….AND WHAT!!!)

    • Sweet GA Brown

      I thought when Beyonce had the miscarriage that that was the sacrifice.

      *shrugs

    • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

      The Illuminati believers are out in full force on YouTube- just read the comments section on any video related to Kanye or Jay-Z!

    • http://verysmartbrothas.com Panama Jackson

      they must have all watched that damn Blood sacrifice video.

    • http://pinchmycheekie.wordpress.com Cheekie

      #VSBluminati is real, tho.

  • Loving Me

    Lol!! Sadly everything you just said makes an awful lot of sense and I don’t know if I should be proud of that fact

    • telekendall

      I WAS THINKING THE SAME THING!!!

  • Those2

    That’s happening in the Nati. OTR is now safe for white families for brunch. 11 years ago the neighborhood was on fire from the riots. But a neighborhood with historical architecture, loft living, good views and a river was bound to be returned to its original owners.

    • https://twitter.com/#!/IluminatiNYC Todd

      Real talk though, I blame n*ggers for that shit. Why? Because they gave y’all something nice, and instead of building on it, you decided to tear ish up. Notice that the Black neighborhoods around America that Black people kept up are staying in Black hands. You can’t gentrify what hasn’t been messed up in the first place.

      • Kay

        THIS!

  • telekendall

    Whats really sad is I was telling my father about this the other day and he agreed. We moved out to the suburbs of Atlanta when I was about 5 to an exit that had a two lane road and a gas station. . . not 19 years later it is a four lane road with tons of traffic, but two exits down there is the new black ppl mall and a movie theater. . . now my parents are moving into the city because my mother hates the negros

    • http://verysmartbrothas.com Panama Jackson

      LOL. that is funny. where are you from in the A? i’m so far removed apparently that even with that description i have no idea where you’re talking about.

      • telekendall

        my parents live on the east side off Panola Rd. What used to stop at Wesley Chapel for civilization when I was 5, at 24 it goes all the way out to Conyers and Covington full of the Negros. . . nope not I said the cat.
        After finding out that I am more than likely never coming back home bc I will be moving to DC or Chicago within the next year, they just bought a condo on Peachtree by Lenox. SMH bougie ass parents

  • http://www.iamyourpeople.com I Am Your People

    The single biggest conspiracy theory of all time: the Black friend.

    • Anastasia!!!

      Please expound!!!!

      • http://www.iamyourpeople.com I Am Your People

        There’s a millionteen reasons to talk about a ‘Black friend.’ You can’t be racist, it you have a Black friend. Even if, like George Zimmerman, he’s on the payroll.
        Or if you view him as an accessory like “Derb,” who was just fired from the National Review.

        • GypsyCurl

          Urgggfh! You be thinking’! Yo comments be so on point, they make me wanna slap you! (in a good way)

        • erika

          Ah yeah…the black friend is the latest luxury item.

          Is it wrong to think that I would like to offer my black friendship on a for-profit basis? It could be a lucrative endeavor. Let’s create an agency!

          • http://www.twitter.com/Bmorebmw Tentpole

            Too late I am already incorperated. Send me your info and I’ll find a 2520 that needs you to be their freind too.

          • http://verysmartbrothas.com Panama Jackson

            yeah, i’d totally do it too.

            i’ll be a token for hire.

        • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

          “I’m not racist- some of my best friends are black”

          Said by (insert any Republican politician).

        • http://ccooper929.wordpress.com/ Chad C.

          Two words: Larry Elder

        • whostolethesoul1

          This job was outsourced as technology advanced: injections n’ surgery, in-home tanning beds, and everyone realized how much “folks” will pay for rap music (and not a hot copy in the beauty shop)…

  • http://afrikanmami.blogspot.com African Mami

    The Illuminati-I don’t bother debating this one, they are real, research it yourself!
    Jammy Jams conspiracy-He is responsible for slaving all of my comments!

    • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

      No, the illuminati is blocking you from pursuing your dream to hook up with a man with locks, LMAO!!!

      • Justmetheguy

        Lolz, when I first read her other post and she kept talkin about Jay, I really didn’t put it together that she was talkin about Jay-z at first. I was like “Wait a minute! She thinks her boo is being controlled by the Illuminati too???” lol

        • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

          Apparently she hates everything about Jay-Z. Just last week, she went on a tirade about him “disrespecting her essence” as a woman, and this week, she swears he’s a part of the Illuminati. Personally, I think she hates him simply because she bought “Kingdom Come” LMAO!!!

          • http://afrikanmami.blogspot.com African Mami

            @ PA,

            Yes I hate that dude with a passion, I don’t even try to hide my disdain. And he is part of the Illuminati whether anybody on this board agrees wit me or not!!! No, I do not need Xantax. URRRRRRRRRRRRRRRGH, the fug boo?!!!!!!

            • http://verysmartbrothas.com Panama Jackson

              i must have missed that tirade. actually i know i did, i been working. but how does one hate jay-z? aside from his lyrics…lol, whats to hate?

              • http://afrikanmami.blogspot.com African Mami

                oh jammy jams, the lyrics, the mouth, EVERYTHANG!!!!!!!!!!!!!!!!

        • http://afrikanmami.blogspot.com African Mami

          oh mi gosh, the both of u r driving me nutttttttttttttttts!!!!!!
          u n pa.

          wsup fam.

  • Royale W. Cheese

    I just (sarcastically) love how a lot of the conspiracy theories presume that people who hardly anyone cares about are being “watched” by the government.

    • Royale W. Cheese

      No favorite conspiracy theories here, but my favorite conspiracy theorist is Dale Gribble (http://en.wikipedia.org/wiki/Dale_Gribble).

      • http://www.hesaidthenshesaid.com MObetta

        LOL! Love Dale and his ridiculous conspiracies! All four of them have to be based on real people because the dynamic is so perfect.

        • http://commentarybyvalentina.wordpress.com Val

          King of the Hill is the only cartoon show I can tolerate. I miss that show.

        • Royale W. Cheese

          They were very realistic and very interesting…at the same d@mn time. But seriously, I loved how the show wasn’t about making fun of rednecks. The humor came from the scenarios around the characters.

          My favorite @sshole is also from that show…well, it’s a tie between Cotton and Kahn…and Kahn’s wife.

      • http://uphereoncloud9.wordpress.com Wu Young, Agent of M.E.

        Man I miss old Rusty Shacklecford.

        • http://twitter.com/#!/NewYork2VA NY2VA

          Remember when he was hoarding supplies for the apocalypse and had all those drums of Mountain Dew?

          MY DEEWWWWWWW!!!

          • Royale W. Cheese

            BOL!

    • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

      You mean people like Alex Jones?

  • Justmetheguy

    I’m starting to believe the conspiracy of the gays taking over. I mean when is the last time u met a gay dude that didn’t have a good job or didn’t live in an affluent neighborhood or have connections to ppl with influence? #imjustsayin

    • http://commentarybyvalentina.wordpress.com Val

      Lol, You’re not serious, right?

      • Justmetheguy

        @ Val nah lol. Gay ppl do have their sh*t together for the most part tho. I thought Panama was bein lighthearted so I joined in.

        I do realize that some conspiracy theorists believe that all the Illuminati is gay and secretly wants to convert all our children to homosexuality tho. Pretty laughable/ridiculous stuff

        • http://www.twitter.com/Bmorebmw Tentpole

          That right up there with show me a poor Jew.

      • https://twitter.com/#!/IluminatiNYC Todd

        Somewhat real question though Val, where do the gay people hide all their poor and working-class types/ I see them rolling the streets with the rest of us, but when the cameras come out, you’d think the only gay people out there are Richie Cunningham types with a thing for same gender lovin’. If you can license that technology out to Black fok, we’d look better. LOL

        • Royale W. Cheese

          I was thinking the same thing until I started befriending more diverse gay people.

          To be poor and gay is to be invisible and to live a personal h3ll, often times. Gay male prostitutes are often homeless, alienated, and abused (especially by homophobic men, or men who have a thing for humiliating/ dominating a weaker s3x partner). The ones who society does not care about are the most susceptible to abuse and neglect.

          I think that part of the motivation to come out on top economically, socially, etc., is the desire to escape that fate. I’m happy when they can, because there is a lot of fierce intellectual talent amongst gay folks that woud be wasted otherwise. Gay people are pretty highly represented in the research sciences.

          • https://twitter.com/#!/IluminatiNYC Todd

            You think gay people are heavily represented in the research sciences? Maybe it’s the old academia/industry divide, but in my experience, there tend to be fewer gay people than average in my experience. To be fair, that’s probably connected to the large International presence in most labs and the relative lack of acceptance of gay folk, but still. It’s just interesting how people can have different perspectives.

            But I think you’re onto something. Since so many poor gay people are in some OMG WTF situations, they probably show off the money the second they get out. As Jay-Z said, if you had holes in your zapatos, you’d celebrate the minute you was having dough.

            • Royale W. Cheese

              There are a lot of gay men and women in the biology research sciences. Every molecular biology lab I’ve ever worked in had one or two gay men or women for every 5 lab members. I had never met a gay Mexican guy until I did a postdoc at Harvard. One of the very first two PhD students to join my lab is gay. One of the leading pioneers in synthetic biology is gay (Jay Keasling). However, 3 out of the four faculty I’ve worked for have been women, so maybe that’s a factor.

    • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

      They got where they are by posing as straight men- you know, like back when they used to do it back in the 1940′s. I predict the next thing they are going to take over is sports- they already conquered R&B and the military, LMAO!!!

      • Breezy

        LMBO…you do love your matches. Just stop….lol.

      • Justmetheguy

        Lmao @ PA- yeah they definitely took over r&b already.

        Anybody notice how half of conspiracy theories involve somebody being gay on the low. I guess the fact that the closet exists makes a perfect environment for speculation and unfounded rumors.

        • http://pervertedalchemist.blogspot.com/ Perverted Alchemist

          …And Wendy Williams was responsible for half of that conspiracy theory!

        • JessicaL

          I guess none of you have ever read a blind item column. They take a celebrity with a lot of rumors swirling around them and “information” from a questionable source. Then they write it up and give you clues as to who this person is with out telling you the celebrities name. You’re then expected to figure out who the celebrity is. Most of them are gay rumors.

  • mena

    I got that email. It was a mistake though. They forgot to post how much these new properties would cost. I deleted said email but not before forwarding it to my rich white friends.

    But on a serious note, who are these 20-30 yr olds that are affording mortgages of 600k+ not including the HOA fees? Let me know.

    • http://commentarybyvalentina.wordpress.com Val

      “But on a serious note, who are these 20-30 yr olds that are affording mortgages of 600k+ not including the HOA fees? Let me know.”

      Unfortunately tons of people were getting those loans. The mortgage companies were writing fraudulent loan applications to get people, who didn’t really qualify, approved for loans. And most of them eventually defaulted on their mortgages. That’s partly why the economy collapsed.

      A few years ago lots of people were buying houses they couldn’t afford thinking that by the time the low introductory mortgage payment ballooned they would have already flipped the house. But they were really playing a game of musical chairs and most got caught standing when the economy collapsed and they couldn’t sell their homes and could not afford the now ballooned mortgage payment.

      • mena

        I know that much. I’m talking about now. Who are these people? Prices in the DMV weren’t hurt that bad and now the prices are going up bc of multiple offers on the properties. My friends lived in an apt (were supposed to be condos but they couldn’t sell at the time) on U. St. The rent was 4k not including utilities and was increasing in price.

        • http://commentarybyvalentina.wordpress.com Val

          Some people just have a lot of cash on hand, I suppose. If you have decent credit and a big down payment you can get a mortgage, even now.

        • https://twitter.com/#!/IluminatiNYC Todd

          Not everyone lost their bread in the financial crisis. After all, there are plenty of people who either own their houses outright or have tons of equity in the house from owning for 15+ years. These people have broken their kids off some bread to help them get their own house, hoping that they’ll get a cut of the action when the property values go up. On top of that, there are people who are just living off the bank of Mom and Dad. That happens all over the place.

        • http://twitter.com/#!/NewYork2VA NY2VA

          Let’s not forget that lots of 2520 folks’ parents gift them down payments for first home purchases. That is one of the reasons why they are able to maintain generational wealth. It is my goal to be able to do the same for my son when the time comes for him to purchase his first home. A sizeable down payment makes purchasing and maintaining a home not much more different than paying rent. Hell, if every upwardly mobile black person who reads this blog and others like it, made having that down payment for your kids thing a priority, we could really shift the economic tide for our people.

          • http://www.styleillusions.com WIP

            That’s a good point. We might need to spearhead this movement…

            • http://twitter.com/#!/NewYork2VA NY2VA

              Hell yeah…

              • http://www.styleillusions.com WIP

                It is in process.

          • CurlySue

            I don’t know about other white people, but my mother always said she will give me a lump some of 15k for either a wedding or a down payment for a house. It would be my choice. She offered the same to my older sister.

          • whostolethesoul1

            @NY2VA

            So very basic and so very true; however, many people aren’t teaching values or wealth building to their children. Too many are smoking, hanging with, and removing any values that might have been accidently attached by someone else.

        • http://verysmartbrothas.com Panama Jackson

          i’ve just accepted that in DC…people have dough. period. housing prices are insane here and folks are still manaing to get in them sh*ts. so the only plausible explanation is that on average, white people in DC are paid.

      • http://www.styleillusions.com WIP

        When I watch House Hunters, it seems most of the young people in the position to get those price homes are 1) living with their parents for an extended period of time to save money and/or 2) getting money from parents. Although, a couple of youngsters with mid-level careers (say 70k-80k a piece?) could get approved for that mortgage.

        • Mena

          I guess what i am getting at is that once you start looking at mortgages in the 700 and above range, that is no small chump change. Even if you put down 20%, you are still looking at a mortgage of 5K/mth. If you live in a condo, you have to pay for parking your car and the HOA fee which in DC is ridiculous. What i have seen thus far is that people are still living outside of their means and are still living paycheck to paycheck. But that also, there are those who have parents that can help them out. I just find it ridiculous that DC is talking about affordable housing and trying to move in a younger generation when in reality, the only people that can afford to live there are the rich. I understand that everything is cyclical but don’t spin it as having affordable options b/c it isn’t.

          Also i have a mortgage and make more than what you put and I wasn’t getting approved for that much money. And my credit scores are in the 800s. I don’t think that people realize how much you have to make and put down in order to get approved (now) for some of these mortgages.

          • http://verysmartbrothas.com Panama Jackson

            very true. some ninjas just have dough. period. i make good money and have great credit and there’s no way in hell i’d ever shoot that high.

            but what’s insane is that fokls can spend 400k for a house in this city…on average.

            • Mena

              400K in DC and you are living right on top of the ghetto. Shot 400K in Montgomery County or VA will get you a small (very small) starter home or a townhouse with only 3 bedrooms.

              • http://twitter.com/#!/NewYork2VA NY2VA

                400K goes pretty damn far in Alexandria.

                • Mena

                  Not gonna lie. My feelings about northern VA are up there with ATL. Though NoVa is 20 times better. It’s just really congested. Can you find a nice home near a metro?

                  • Ray

                    No.

                    • Mena

                      My thoughts exactly.

            • Eps

              400K in Baltimore will get you a lot of damn house!

          • http://www.styleillusions.com WIP

            Ya, I’ve been out of the mortgage game for a minute. I was just estimating based on what I got approved for back in 2005. The game has apparently changed. LOL Also, I’m thinking two incomes together should get approved for that amount though- dont you think? I know savings and other factors come into play but that seems reasonable to me.

            • Mena

              Let’s put it this way, i make more than you put and i was approved for 245K. Let’s say i marry someone who makes the same or more, we are only getting approved for 600K max and they definitely want to see 20% down. So we are talking about a 200K a year couple that still cant afford to have a 700K mortgage. 200K for 2 people is awesome money. That is if you live outside of big metro areas.